We work with baby boomers and pre-retirees with $500,000 to $5 million in investable assets who want an independent, fiduciary financial advisor and are comfortable working remotely.
Our clients typically value thoughtful planning, low costs, and clear advice. Many live outside major metropolitan areas and want access to experienced, objective guidance without being limited by geography.
Who Should Hire a Fiduciary Financial Advisor?
A fiduciary financial advisor is legally required to place your interests ahead of their own.
As a fiduciary, we do not charge commissions or sell proprietary investment or insurance products. Our goal is to align our interests with yours and provide advice that is objective and transparent.
Our guiding principle is simple: The Golden Rule — treat clients as we would want to be treated.
Can I Work With a Financial Advisor Remotely?
Yes. We work with clients nationwide through secure, fully remote meetings.
We meet through video conferencing, share files securely, and sign documents electronically. I am available by phone and email on a daily basis.
You do not need to live in a large city to work with an experienced fiduciary advisor. In fact, many local advisors:
- Are not fiduciaries
- Sell proprietary funds or insurance products
- Face conflicts of interest due to commissions
Other experienced advisors may not be accepting new clients or may have minimum asset requirements well into the millions.
Regardless of whether you work with a local or remote advisor, your assets will be held at an independent custodian. The most important questions are not about geography, but about qualifications, process, philosophy, and fit.
What Asset Levels Do You Typically Work With?
Most of our clients have between $500,000 and $5 million in investable assets.
Our minimum portfolio size is $250,000. This allows us to work with clients who benefit from ongoing financial planning and investment management, particularly as retirement approaches.
Is a Remote Advisor Safe and Effective?
Yes. Working with a remote fiduciary advisor is both safe and effective.
We are fully licensed, and client assets are held at Charles Schwab & Co., one of the largest custodians in the world. We do not custody client funds.
We intentionally work with a small number of families so we can provide a high level of personal service. At some point, we will stop accepting new clients. At present, we are still growing.
How do I choose the right financial advisor for retirement?
The right retirement advisor should be a fiduciary, clearly explain how they are paid, and have a process that fits your needs.
Before hiring an advisor, you should understand their qualifications, costs, investment philosophy, and how they work with clients. We encourage prospective clients to ask direct questions and compare advisors carefully.
You can review the questions we suggest asking any advisor here:
Questions to Ask a Financial Advisor
Do you work with clients outside your state?
Yes. We work with clients nationwide who are comfortable working with a remote advisor.
Because meetings, document sharing, and account management are handled securely online, geography is not a limitation. This allows clients to focus on finding the right advisor rather than the closest one.
Do I Need a Financial Advisor If I Already Have Investments?
Many of our clients were successful savers and investors long before becoming clients.
Our clients are intelligent and capable. They could manage things themselves, but they see value in working with a professional. Common reasons include:
Transitioning to Retirement Income
Moving from accumulation to retirement income requires new decisions around timing, withdrawals, taxes, and sustainability. We help clients create, monitor, and manage these decisions over time.
Increasing Complexity
As wealth grows, financial life often becomes more complex. Clients seek guidance on investments, taxes, insurance, estate planning, education funding, and other planning areas.
Time, Stress, and Focus
Many successful professionals prefer to spend their time with family rather than tracking markets or staying current on financial changes. They don’t want financial decisions to be a constant source of stress.
Expertise and Perspective
I’ve worked with hundreds of families since 2004. I hold the Certified Financial Planner (CFP) and Chartered Financial Analyst (CFA) designations. Laws change, markets change, and “unknown unknowns” matter. Delegating to a professional brings experience, structure, and an outside perspective.
Family and Peace of Mind
Creating a financial plan together prepares families for uncertainty. A clear plan helps reduce procrastination, provides accountability, and limits emotional decision-making — all of which can be especially valuable during volatile markets.
